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This 3-in-1 program offers a feature that simulates what might happen to your credit score if you work through various scenarios.

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For years, singer-songwriter Eric Violette portrayed the harried lead singer of a musical group forced into a series of dead end jobs and sticky situations because they didn't keep close enough watch over their credit reports. When new federal rules prohibited credit bureaus from marketing "free credit reports" in conjunction with subscription services came out these commercials disappeared from the airways.

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