Free credit report and score Corpus Christi

I also had a couple of cars with small car loan that paid in time.

Then I moved to Oregon in 2003, finally got serious about my ~ $ 30k in debt.

My previous years to transport thousands of credit and pay for things out of time (but rarely succeed) left my credit score below 800. It was great when it free credit report and score Corpus Christi was time to get my first home loan, and later, my second a couple of years. Once installed in a house long term, I started paying my credit cards and loans, aggressive school. For 2006, I had no balance on my credit cards and my wife and I finally paid for our school loans. I started to close my accounts credit card unused and shifted things to buy with my bank ATM / VISA card instead, so I never carried a balance and that the money came directly from my checking account. I also followed the mantra to get rich slowly and strongly focused on the construction of my retirement savings and maxing free credit report and score Corpus Christi out my retirement years, with the help of a financial planner, I have a nest egg is very good. free credit report history You can imagine what this has financial responsibility to my credit in recent years. Fell below 800, shortly after paying all my cards and started to close the accounts. A few years ago I had credit cards opened and outstanding balances. I paid two car loans and pay free credit report and score Corpus Christi for my loan before the house, and every year to see my score in automnecrédit 700 Id. A few months agomy credit score was just above 700, and the flag of the major negative in my account was not open accounts credit card, so before a recent trip I finally decided to sign a card my frequent free credit report and score Corpus Christi flyer program staff start and I was using the card while on vacation. check my credit rating free Today I learned that my credit score fell free credit report and score Corpus Christi in the top 600 and my risk was low to medium. The credit card account that was opened too low of a limit (from $ 5k) and I had too high a balance in what I used on holiday (it was worth the card as soon his return, two weeks before the first bill was even introduced). Financially, I am in the best shape of my life now. My house will be paid in five years at a rate where I go, I have a retirement portfolio that contribute to and continues to grow vigorously, and my business is doing well, even if we expanded with a new employee and several contractors. Would have the highest credit score a point in my life where I was operated up and I live pay check. Now I have my own business, a healthy retirement, and can pay for everything I need / want, I have a low score and I called a free credit report and score Corpus Christi higher risk, even if my ability to pay is very high. best free credit report website I used to think that a credit score erasobre their free credit report and score Corpus Christi ability to pay, but it's clear now more about how it is profitable for banks.